Bounty

WaterStone Bank Student Checking Program bonus: is $200 worth it?

What it adds over what your cash earns now, tier by tier. Change the rate to yours.

+$200: more than leaving it at 4.15%

The math

Bonus
+$200
Extra
+$200

Get $100 in direct deposits within 60 days · $100 Anniversary bonus: account open and active for one year · Must be enrolled in high school or college, ages 14-26, show student ID; e-statements…. Terms checked Oct 10, 2026.

About this bonus

What it takes

  1. 1Get $100 in direct deposits within 60 days
  2. 2$100 Anniversary bonus: account open and active for one year
  3. 3Must be enrolled in high school or college, ages 14-26, show student ID; e-statements…
Ends
No end date listed
Where
Wisconsin
Monthly fee
None
Closing early
$100 within 180 days
Bonus paid
Usually within 30 days of finishing

Similar bonuses

The same kind of account, ranked by what each adds at 4.15%.

Questions

Is the WaterStone Bank Student Checking Program bonus worth it?

It doesn't tie up any cash, so it beats leaving your money where it is: after fees it adds +$200.

What are the requirements?

Get $100 in direct deposits within 60 days; $100 Anniversary bonus: account open and active for one year; must be enrolled in high school or college, ages 14-26, show student ID; e-statements…. Open to residents of Wisconsin.

When does it end?

No end date is listed. The terms were last checked Oct 10, 2026.