Wells Fargo Clear Access Banking bonus: is $125 worth it?
What it adds over what your cash earns now, tier by tier. Change the rate to yours.
+$125: more than leaving it at 4.15%
With the bonus2027.78%
Leave it where it is4.15%
Yearly rate on $25 while it's there, bonus included.
The math
Compared with leaving $25 at 4.15%
Bonus
+$125
Interest while it's there
No interest assumed
$0
What it'd earn at home
$25 at 4.15% for 3 mo
$0
Extra
+$125
Works out to 2027.8% a year on that cash, vs 4.15% at home.
Make 10 debit card purchases within 60 days. Verified on the bank's page Oct 10, 2026.
About this bonus
What it takes
- 1Make 10 debit card purchases within 60 days
- Ends
- Oct 13, 2026
- Where
- Nationwide
- Monthly fee
- None
- Cash stays
- About 90 days
- Bonus paid
- Usually within 30 days of finishing
Similar bonuses
The same kind of account, ranked by what each adds at 4.15%.
Questions
Is the Wells Fargo Clear Access Banking bonus worth it?
At 4.15%, about what T-bills or a money market fund pay (as of Oct 12, 2026), the $25 tier adds +$125: the $125 bonus, minus the $0 that cash would have earned in 90 days. At a different rate the answer changes; the calculator on this page works it out for yours.
What are the requirements?
Make 10 debit card purchases within 60 days. Open nationwide.
When does it end?
The offer ends Oct 13, 2026. The terms were last checked Oct 10, 2026.