Bounty

WSECU Cash Back Checking bonus: is $500 worth it?

What it adds over what your cash earns now, tier by tier. Change the rate to yours.

+$500: more than leaving it at 4.15%

The math

Bonus
+$500
Extra
+$500

Get 3 direct deposits of $1,000+ within 90 days · Make 25 debit card purchases within 90 days. Terms checked Oct 9, 2026.

About this bonus

What it takes

  1. 1Get 3 direct deposits of $1,000+ within 90 days
  2. 2Make 25 debit card purchases within 90 days
Ends
Dec 31, 2026
Where
Washington
Pays while it's there
0.15% a year
Monthly fee
None
Bonus paid
Usually within 14 days of finishing

Similar bonuses

The same kind of account, ranked by what each adds at 4.15%.

Questions

Is the WSECU Cash Back Checking bonus worth it?

It doesn't tie up any cash, so it beats leaving your money where it is: after fees it adds +$500.

What are the requirements?

Get 3 direct deposits of $1,000+ within 90 days; make 25 debit card purchases within 90 days. Open to residents of Washington.

When does it end?

The offer ends Dec 31, 2026. The terms were last checked Oct 9, 2026.