Bounty

X Money Stored Value Account bonus: is $300 worth it?

What it adds over what your cash earns now, tier by tier. Change the rate to yours.

+$300: more than leaving it at 4.15%

The math

Bonus
+$300
Extra
+$300

Get $3,000 in direct deposits within 90 days. Verified on the bank's page Oct 10, 2026.

About this bonus

What it takes

  1. 1Get $3,000 in direct deposits within 90 days
Ends
No end date listed
Where
New York
Monthly fee
None
Keep it open
At least 90 days, or the bonus can be taken back
Bonus paid
Usually within 14 days of finishing
Verified on the bank's page Oct 10, 2026The bank's offer pageFound via Doctor of Credit

Similar bonuses

The same kind of account, ranked by what each adds at 4.15%.

Questions

Is the X Money Stored Value Account bonus worth it?

It doesn't tie up any cash, so it beats leaving your money where it is: after fees it adds +$300.

What are the requirements?

Get $3,000 in direct deposits within 90 days. Open to residents of New York.

When does it end?

No end date is listed. The terms were last checked Oct 10, 2026.