Bounty
Worth it?

Wintrust Community Banks Statement Savings bonus: is $200 worth it?

What it adds over what your cash earns now, tier by tier. Change the rate to yours.

+$47: more than leaving it at 4.15%
With the bonus5.41%
Leave it where it is4.15%

Yearly rate on $15,000 while it's there, bonus included.

The math

Compared with leaving $15k at 4.15%

Bonus
+$200
Interest while it's there
No interest assumed
$0
What it'd earn at home
$15,000 at 4.15% for 3 mo
−$153
Extra
+$47
Works out to 5.4% a year on that cash, vs 4.15% at home.

Deposit $15,000 in new money · Keep $15,000 there until day 90. Terms checked Oct 9, 2026.

See every bonus ranked like this for you

About this bonus

What it takes

  1. 1Deposit $15,000 in new money
  2. 2Keep $15,000 there until day 90
Ends
Nov 3, 2026
Where
5 states: IL, FL, WI, IN, MI
Monthly fee
None
Cash stays
About 90 days
Bonus paid
Usually within 30 days of finishing
Terms checked Oct 9, 2026The bank's offer pageFound via Doctor of Credit

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Questions

Is the Wintrust Community Banks Statement Savings bonus worth it?

At 4.15%, about what T-bills or a money market fund pay (as of Oct 12, 2026), the $15,000 tier adds +$47: the $200 bonus, minus the $153 that cash would have earned in 90 days. At a different rate the answer changes; the calculator on this page works it out for yours.

What are the requirements?

Deposit $15,000 in new money; keep $15,000 there until day 90. Open to residents of IL, FL, WI, IN, MI.

When does it end?

The offer ends Nov 3, 2026. The terms were last checked Oct 9, 2026.